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| hit : 910 date : 2009-09-20 23:44:55 ip : 211.203.146.5 |
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| NAME : |
임대호 |
| SUBJECT : |
AIG F-2 및 동반가족 보험안내서 |
| HOME : |
없음 |
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AIG F-2 및 동반가족 보험안내서
AIG 유학생보험에 임대호라고 합니다.
미국 현지의 높은 보험료로 인하여 많은 F-2 비자 및 동반가족 분들이 무보험으로 생활하고 계십니다.
이것은 의료비가 가장 비싼 미국에서의 가장 큰 실수라 생각 됩니다.
AIG 보험에서 가장 저렴한 플랜은 1년 1인 보험료는 $248 (치료비$20,000 보장플랜)입니다. 한단계 높은 치료비 $30,000 보장플랜을 가입하더라도 보험료는 $371 입니다.
이 플랜만 가입하시더라도 기본적인 의료보험 혜택은 충분하게 받을 수 있습니다.
AIG 보험안내 (보상한도 $20,000 또는 $30,000)
상해치료비: 한 사고당 보상한도 입니다. 상해로 병원이용시 치료비100%보상
(상해로인한 치료비, 입원비, 검사비, 약값 등 모든 비용 보상함)
질병치료비: 한 질병당 보상한도 입니다. 질병으로 병원이용시 면책금액 $100
만 부담하시면 완치 될때까지 약값포함 모든 치료비 보상 합니다.
(감기를 포함한, 여성질환, 피부질환 등 모든 질병의 치료비 )
응급실 이용료: 주야간 Emergency room 을 이용시에도 상해,질병 치료비 한도내에서
전액 보상이 됩니다.(질병시에만 면책금액 $100)
의료 후송비용: 911 이용 및 헬기이송 비용등 Medical evacuation 항목으로 $20,000
한도내에서 전액 보상 됩니다.( REPATRIATION 포함)
보상하지 않는 손해
-보험 성격상 임신,출산에 관한 부분은 담보로 하지 않습니다.
-보철치료, 충치치료등 치과 질환은 보상이 안됩니다.
-(단, 상해로 인한 치과치료는 보상됩니다.)
-단순검사 목적의 건강검진등도 보상이 안됩니다.
-(치료 목적 검사는 보상함)
-기왕증 (기존에 있던 질병 및 치료중인 질병)
단, 해외에서 가입시 한달간의 면책기간이 있습니다.
AIG General Insurance
담 당 자 : 임 대 호
Tel : 82-53-620-0200 (대) / 82-53-620-0341(직통)
Fax : 82-53-620-0304
E-Mail : hoya2887@naver.com |
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